Car, Home, Life - Get Quote, Apply
Home, Personal, Car - Rates, Apply
My Portfolio, Investments - Apply
Pensions, Retirement Options, Information
Your Personalised Financial "Health Check"
Tax Planning, Calculators, Information
Tax Rates, Trading Structures, Protection
Online Will, Gift/Inheritance Tax - Calculator/Information
Home Page
Apply Now!
 
 
Our Charges - Savings and Investments
1) Lump Sum Investments
Our detailed list of insurance company charges ensure you get the best deal on the market and also with the aid of our interactive web site, team of experienced financial advisers you'll get the best advice at the lowest price. PrimaFinance is paid an ongoing fee of 0.5% of the value of your investment. This is included in the fund annual management charge. This is the same as charged by all local Banks/Brokers/Insurance companies.
 
2) Regular Savings Plans
PrimaFinance is paid between 2% and 4 % once off by the relevant investment company for setting up your Savings Plan. We do not charge an ongoing charge in subsequent years, where it is standard practice to do so by all Banks/Insurance Companies/Brokers. For example on a €100 per month (€1200 per annum) savings plan, PrimaFinance is paid a commission/income of between €24 and €48 for setting up your savings plan.
The standard charges imposed by the Banks/Insurance Companies/Brokers are on average around 15% in year one plus an annual charge of 4%.
Table 1: Regular Investment Plan - Cost Savings on €100 per month
Year Premium € Standard Industry Charges € PrimaFinance Charges € Savings €
Year 11200(15%) 180(4%)48132
Year 21200(4%)48-48
Year 31200(4%)48-48
Year 41200(4%)48-48
Year 51200(4%)48-48
      Total savings 324*
* This Total Saving does not include the subsequent investment growth on these savings.
PrimaFinance offers you significant cost savings in setting up your saving plan, all while offering you unrivalled choice and highly Professional Investment Advice.