Prima Finance may be remunerated by commissions paid by the Product Producers (i.e. Banks / Insurance Companies) from whom we hold written agencies for arranging insurance, investments, deposits, pensions and mortgages. Commissions vary depending on the various products and indeed some banks we place clients business with, will not pay us any commission. We continue to place business with banks that do pay us a commission, as this is in the best long term interest of our clients.

However, in the interest of giving truly independent financial advice to all our clients, Prima Finance reserve the right to charge customers an arrangement fee of 2% of the mortgage with a minimum fee of €2,495 per mortgage.

Example :

A Client is looking for a €250,000 mortgage over 30 years on a variable interest rate. Based on our remuneration structure, that guarantees independent advice, we will always endeavour to source the best rate on the market from the 350 + different mortgage products available today.

Subject to Terms and Conditions, we can source a rate of 4.53% APR with monthly repayments of €1,257 compared to a standard rate offered by many banks of 5.6% APR with monthly repayments of €1, 417. Rates valid at as 22nd January 2008.

In this example, truly independent advice saves you the client, up to €160 per month, or €1,920 per year or €57,600 over the term of the mortgage.

It pays to get independent advice.